Core Tier
For tech employees navigating growing complexity with proactive wealth management and integrated solutions.
For Career Builders
This profile is illustrative. Core may be appropriate for a range of clients — speak with an advisor to determine fit.
Core is designed for professionals whose careers and compensation are accelerating. You're earning more, your equity is stacking up, and financial decisions are getting more complex. Professionals at this stage often benefit from proactive monitoring, advanced tax coordination, and integrated planning that addresses equity, tax, and investment complexity together. This tier supports clients navigating growing complexity, with integrated services that can help address equity, tax, and planning needs as circumstances evolve.
Are you facing these challenges?
- ? Am I leaving money on the table with my equity compensation strategy?
- ? How do I manage concentration risk when most of my net worth is in company stock?
- ? Should I be thinking about AMT, QSBS, or other tax optimization strategies?
- ? How do I coordinate my financial plan with major life decisions like buying a home or starting a family?
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Is my investment strategy sophisticated enough for my growing wealth and complexity?
- ? What happens if there's a liquidity event or secondary market opportunity?
- ? Am I paying more in taxes than I need to?
How Core can help.
- ✓ Proactive Equity Monitoring - We track your vesting schedules, exercise windows, and concentration risk, and reach out proactively when decisions need to be made.
- ✓ Advanced Tax Planning – Collaborate with tax strategists on AMT, QSBS, entity structuring, and multi-state tax issues. Annual coordination with your CPA included.
- ✓ Integrated Partner Solutions – Access to Valur (estate planning), Cache (tax exchange funds), and Canvas (direct indexing) for sophisticated diversification and tax mitigation strategies.
- ✓ Advanced Investment Strategies – Tax-loss harvesting, covered calls (if applicable), direct indexing, and access to DiversiFi Ventures for private market opportunities. (Available only to investors who meet specific eligibility requirements).
Optimization and coordination beyond the basics.
Our Core clients already have a solid foundation, with their cash and portfolio running efficiently in the background. They then begin working with their Advisor through the middle portions of our investment waterfall.
✓ Optimize core portfolio to ensure investments are diversified, aligned with risk tolerance, regularly rebalanced, and taking advantage of tax-loss harvesting.
✓Reduce single-stock exposure risk through analysis, planning, diversification strategies, Covered Calls, and/or other partner solutions.
✓ Access new opportunities beyond public markets and gain access late-stage pre-IPO investment opportunities.
When to Upgrade to Plus
Most Core clients move to Plus when:
Net worth exceeds $5M or income crosses $500K+
You experience a liquidity event (IPO, acquisition, exit)
You need complete estate planning with trusts and complex entity structures
You're coordinating across multiple advisors (estate attorney, tax strategist, etc.)
You're exploring philanthropy, alternative investments, or multi-generational planning
Turning Equity Compensation into a Home: Sara and Jeff’s Homebuying Journey
Read about how Sara & Jeff, a tech couple working at Lyft & Chime, used their equity compensation to buy their dream home, with their advisor guiding them every step of the way.
This testimonial was given by a current client of DiversiFi Capital LLC, and it is not representative of all client experiences. No cash or compensation was given for or to elicit this testimonial.