Wealth Management For Tech-Professionals
Your compensation isn’t just salary. RSUs, stock options, and concentrated equity require a different investment strategy. We work with tech professionals to address concentrated equity, equity compensation, and the tax complexity that comes with it.
Investing Built For Equity Earners
Traditional Wealth Managers
- ✕Generic 60/40 portfolios and risk assessments
- ✕Diversification that ignores concentrated stock risk
- ✕Limited strategies beyond ETFs and mutual funds
- ✕Reactive portfolio changes after market moves
- ✕Few solutions for liquidity from private holdings
- ✕Investment management disconnected from tax strategy
Our Approach at DiversiFi
- ✓Dynamic & blended portfolios for people in tech
- ✓Structured planning for vesting schedules & liquidity events
- ✓Investment solutions built for concentrated stock positions
- ✓Proactive portfolio changes based on market trends & data
- ✓Access to private markets & secondary liquidity solutions
- ✓Integrated financial, tax, estate, and investment planning
Our Investing Solutions
Designed for tech professionals navigating concentration risk, equity compensation, and complex tax situations.
Wealth Management
Actively managed portfolio allocations using tactical positioning across mutual funds and ETFs. Park core assets while awaiting strategic opportunities.
✓ Tactical allocation based on a proprietary algorithm
✓ Low-cost mutual funds and ETFs
✓ Best for: Core investment assets awaiting deployment
✓ Goals: Systematic & automated investing, diversification
Covered Calls
Designed to work toward income generation from concentrated stock positions while pursuing a systematic path toward diversification. Results will vary and are not guaranteed.
✓ Active strike selection and roll management
✓ Tax-coordinated assignment decisions
✓ Best for: 20%+ concentration in public stock (non-employer)
✓ Goals: Reduce concentration risk, generate income
DiversiFi Ventures
Gain investment access to private market opportunities (available only to investors who meet specific eligibility requirements).
✓ Access to pre-IPO companies
✓ Diversification beyond public markets
✓ Only for Eligible Qualified Clients seeking alternative exposure
Our Portfolio Companies
OpenAI
AI research and deployment
OpenAI builds frontier AI systems across language, reasoning, multimodal tools, and developer platforms, with products spanning ChatGPT, APIs, and enterprise use cases.
SpaceX
Launch, satellite, and space systems
SpaceX develops reusable rockets, satellite internet infrastructure, and spacecraft systems aimed at lowering launch costs and expanding long-term space access.
Anduril
Defense autonomy and mission software
Anduril builds autonomous defense systems that combine sensing, software, surveillance, and robotics for modern military and national security operations.
Databricks
Data, analytics, and AI infrastructure
Databricks provides a unified platform for data engineering, analytics, machine learning, and large-scale model workflows built around the lakehouse approach.
Stripe
Payments and financial infrastructure
Stripe powers online payments, subscriptions, billing, treasury, and financial tooling for startups and global businesses through developer-friendly APIs and products.
Cursor
AI-native coding environment
Cursor is a modern code editor designed around AI-assisted development, helping developers write, edit, refactor, and navigate code more fluidly.
Glean
Enterprise search and knowledge discovery
Glean helps teams search across workplace tools, documents, and internal knowledge so information is easier to find and act on across the organization.
Figure
Humanoid robotics
Figure develops general-purpose humanoid robots designed to perform physical work in industrial and commercial settings with increasingly capable autonomy.
Kalshi
Prediction markets and event contracts
Kalshi offers markets where people can trade on the outcomes of future events, ranging from economics and politics to weather and sports.
Anthropic
AI safety and foundation models
Anthropic develops large AI models with a strong emphasis on alignment, reliability, and safe deployment for consumer and enterprise applications.
Saronic
Autonomous maritime systems
Saronic focuses on autonomous surface vessels and maritime defense technology built for intelligence, security, and naval mission environments.
The above investments are closed and not available for investment.
For Qualified Clients
Direct Indexing
Own the top 25 companies in key indices like the NASDAQ & S&P. Enabling tax-loss harvesting, transparent holdings, and individual stock-level exposure.
✓ Concentrated exposure to market leaders
✓ Tax-loss harvesting opportunities
✓ Best for: Growth-focused tech professionals
✓ Goals: Ownership of tech stocks, aggressive growth
Professionally Managed Portfolio
Your investments are actively managed and aligned with your goals, risk tolerance, and evolving financial picture. We handle the complexity with data-driven rebalancing, portfolio optimization, and tax-loss harvesting, so you can stay focused on your life and career.
Continuous Monitoring & Optimization
Your portfolio isn’t set-and-forget, it’s continuously monitored and refined as markets and opportunities change. We proactively adjust your strategy to stay aligned with your financial plan, upcoming liquidity needs, and long-term objectives.
Tax-Efficient Investment Strategy
Every investment decision is made with tax impact in mind. From tax-loss harvesting to capital gains management and tax-aware rebalancing, we focus on maximizing after-tax returns, not just performance.
Dedicated Support & Transparent Reporting
We handle the operational details while keeping you fully informed. From account management to transfers and distributions, you’ll have a seamless experience, plus a real-time dashboard and clear, transparent reporting at every step.
Dynamic Model Adjustment
Your portfolio adapts systematically as market conditions change. Allocation targets recalibrate based on predefined market signals, not arbitrary calendar-based rebalancing. Our multi-factor framework continuously monitors rates, volatility, credit, and growth to apply tactical adjustments with discipline and consistency.
Regime Monitoring
We monitor for macro regime shifts, tracking monetary policy, growth cycles, and investor risk appetite to inform tactical positioning. Our proprietary framework tracks inflection points across monetary policy, growth cycles, and investor risk appetite in real time, giving us the ability to reposition proactively, not reactively.
What Makes Our Approach Different
How We Build Your Portfolio
We don't start with generic risk questionnaires. We start with your reality: concentrated stock, equity comp, taxation, and liquidity timeline.
Evaluate Concentrated Risk
How much of your wealth is tied to company stock? We assess concentration, cost basis, QSBS eligibility, vesting timelines, and liquidity constraints.
Build the Tax Strategy
We map the tax impact of every decision, from AMT exposure and capital gains to state tax planning and loss harvesting opportunities.
Design the Diversification Plan
We build a strategy to reduce risk and expand opportunity, using staged sales, direct indexing, income strategies, and private market exposure where appropriate.
Pricing & Fees
We provide a progressive fee structure that is based on the total Assets Under Management (AUM). Should your investment amount change between the tiers in the table below, all assets fall into that new rate. Your account will be billed monthly, pulling fees from your managed account at Charles Schwab.
| Total Assets Under Management | Annual Fee Rate |
|---|---|
| $50,000 – $499,999 | 1.20% |
| $500,000 – $999,999 | 1.00% |
| $1,000,000 – $4,999,999 | 0.80% |
| $5,000,000 – $14,999,999 | 0.60% |
| $15,000,000 - $34,999,999 | 0.45% |
| $35,000,000 and above | 0.35% |
